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ȸ ȸ ǿ(Ҿִ, ) κ ڷḦ м , 2017 ô㺸 ų 2% ݸ ڱݴ ų 35% ̻, ſ ų 10% ̻ Ÿ.
ݳ 6 2016⸻ ô㺸 7.8% , ڱݴ 218.3%, ſ 46.8% Ÿ.
δ ε å ǥϸ鼭 ؼ LTV, DTI ȭ Դ. LTV 70% ̳ 9 Ϻ LTV 40% ϰ, 9 ʰ LTV 20% ϰ ִ.
LTV DTI ô㺸 Ǿ ǻ ٸ ϰ ִ.
ǿ "ä ô㺸 ƴ϶ ڱݴ ſ̾ δ LTV DTI ä ߰ ε ݵ ö" DSR ä ٺ ȯ ˱ߴ.
δ 2018 10 DSR ϰ ƴ϶ ѷ · Դ. DSR 70% ʰϴ 15% ʰ 2021 DSR 40% ̳ ϶ ѷ ̾.
2019 12 16Ϻ 9 ʰ ű ô㺸 DSR , · ϰ ־ ǻ .
ǿ " ð ƴ϶ ä ȯɷ ִ ҵ Ѻä ݰ ȯԸ ϴ DSR ⺻ ä ǥ ؾ Ѵ" "űԴ Ӹ ƴ϶ ̳ ȯ ÿ Ȯ ϰ ݵ Է ä ؾ Ѵ" ߽ϴ.
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